Terms and Conditions

Last Updated: [Sep 21, 2025]

1. Introduction

Welcome to Ketoyg.com (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website located at Ketoyg.com (the “Service”) operated by Ketoyg.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

2. Description of Service

Ketoyg.com is an educational platform that provides:

  • Engaging articles, stories, and educational content
  • Information about scholarships and financial aid opportunities
  • Job opportunity listings and career resources
  • Educational resources and learning materials

Important Notice: Ketoyg.com is not a visa provider, marriage facilitator, or granting institution. We are not affiliated with any immigration services, scholarship providers, or employers listed on our website. We do not process visa applications, scholarship applications, or job applications directly.

3. User Accounts and Registration

Account Creation

  • You may be required to create an account to access certain features
  • You must provide accurate, current, and complete information
  • You are responsible for maintaining the confidentiality of your account credentials
  • You must notify us immediately of any unauthorized use of your account

User Responsibilities

  • You must be at least 13 years old to use this Service
  • You are responsible for all activities that occur under your account
  • You agree to use the Service only for lawful purposes

4. Acceptable Use Policy

You agree NOT to use the Service to:

  • Violate any applicable laws or regulations
  • Transmit any harmful, threatening, abusive, or defamatory content
  • Post or promote illegal content, including but not limited to drugs, violence, or adult content
  • Impersonate any person or entity
  • Upload viruses, malware, or any malicious code
  • Spam, harass, or solicit other users
  • Interfere with the proper functioning of the Service
  • Attempt to gain unauthorized access to our systems
  • Use automated systems (bots, scrapers) without permission
  • Post false or misleading information about scholarships or job opportunities
  • Click on advertisements fraudulently or encourage others to do so
  • Attempt to manipulate or interfere with advertising systems
  • Generate artificial or invalid traffic to the website

Content Guidelines

  • All user-generated content must be respectful and appropriate
  • No discriminatory, hateful, or offensive content
  • No copyright infringement or plagiarism
  • No solicitation or commercial promotion without permission
  • No adult, violent, or illegal content
  • No content that promotes harmful activities or substances
  • Content must comply with advertising partner policies including Google AdSense

5. Intellectual Property Rights

Our Content

  • All content on Ketoyg.com, including text, graphics, logos, and software, is owned by us or our licensors
  • Content is protected by copyright, trademark, and other intellectual property laws
  • You may not reproduce, distribute, or create derivative works without permission

User-Generated Content

  • You retain ownership of content you submit to our Service
  • By submitting content, you grant us a non-exclusive, royalty-free license to use, display, and distribute your content
  • You represent that you have the right to submit such content
  • We reserve the right to remove any content that violates these Terms

6. Advertising and Third-Party Content

Google AdSense and Advertising

  • Our website displays advertisements through Google AdSense and other advertising partners
  • We do not control the content of these advertisements
  • Clicking on ads should be done only if you have genuine interest in the advertised content
  • Any attempt to artificially inflate ad clicks or manipulate advertising systems is strictly prohibited
  • We are not responsible for the content or accuracy of third-party advertisements

Prohibited Advertising Activities

Users must not:

  • Click on ads with no genuine interest (click fraud)
  • Encourage others to click on advertisements
  • Use automated tools to interact with ads
  • Attempt to manipulate advertising metrics
  • Engage in any activity that violates advertising partner policies

7. Information Accuracy and Disclaimers

Scholarship and Job Information

  • We strive to provide accurate and up-to-date information about scholarships and job opportunities
  • Information is collected from various sources and may not always be current
  • We do not guarantee the accuracy, completeness, or availability of any opportunities listed
  • Users should verify all information independently before applying

Educational Content

  • Our articles and educational content are for informational purposes only
  • Content should not be considered professional advice unless specifically stated
  • We do not guarantee the accuracy of all educational materials

Third-Party Links

  • Our Service may contain links to third-party websites
  • We are not responsible for the content or privacy practices of external sites
  • Links do not constitute endorsement of third-party services

7. Limitation of Liability

Service Availability

  • We do not guarantee uninterrupted or error-free service
  • We reserve the right to modify, suspend, or discontinue the Service at any time
  • We are not liable for any loss resulting from service interruptions

Financial Liability

  • Our total liability to you shall not exceed the amount you paid to access the Service (if any)
  • We are not liable for indirect, incidental, or consequential damages
  • We are not responsible for any missed opportunities, failed applications, or financial losses

Third-Party Services

  • We are not liable for actions or omissions of third-party scholarship providers, employers, or educational institutions
  • Users interact with third parties at their own risk

8. User Data and Privacy

  • Your privacy is important to us
  • Our collection and use of personal information is governed by our Privacy Policy
  • By using the Service, you consent to our Privacy Policy
  • We implement security measures but cannot guarantee complete data security

9. Termination

Your Rights

  • You may terminate your account at any time by contacting us
  • Upon termination, your right to use the Service ceases immediately

Our Rights

We may terminate or suspend your account immediately if you:

  • Violate these Terms and Conditions
  • Engage in fraudulent or illegal activities
  • Abuse or harass other users or our staff
  • Attempt to damage or disrupt our Service
  • Violate advertising policies or engage in click fraud
  • Post content that violates content policies or advertising guidelines
  • Engage in any activity that could harm our relationship with advertising partners

Effect of Termination

  • All provisions that should survive termination shall remain in effect
  • You remain liable for all activities that occurred under your account

10. Modifications to Terms

  • We reserve the right to modify these Terms at any time
  • Changes will be posted on this page with an updated “Last Modified” date
  • Material changes will be communicated through:
    • Email notification to registered users
    • Prominent notice on our website
  • Continued use of the Service after changes constitutes acceptance

11. Communication Policy

Email Communications

  • We may send you service-related emails
  • Marketing emails will only be sent to users who have opted in
  • You can opt out of marketing communications at any time

Response Policy

  • We do not respond to general scholarship inquiry emails
  • For technical issues or important matters, contact us at help@ketoyg.com
  • We aim to respond to legitimate inquiries within 48-72 hours

12. Geographic Restrictions

  • Our Service is intended for users worldwide
  • Some scholarships or job opportunities may have geographic restrictions
  • Users are responsible for complying with local laws and regulations
  • We do not guarantee that all content is appropriate or available in all jurisdictions

13. Age Requirements

Minors

  • Users under 18 must have parental consent to use our Service
  • We encourage parental supervision of minors’ online activities
  • Users under 13 cannot create accounts without verified parental consent

14. Indemnification

You agree to indemnify and hold harmless Ketoyg.com, its officers, directors, employees, and agents from any claims, damages, or expenses arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any content you submit to the Service

15. Dispute Resolution

Governing Law

  • These Terms are governed by [Your Jurisdiction] law
  • Any disputes will be resolved in the courts of [Your Jurisdiction]

Informal Resolution

  • We encourage users to contact us first to resolve any disputes
  • Most issues can be resolved through direct communication

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Ketoyg.com regarding use of the Service.

18. Force Majeure

We shall not be liable for any failure to perform due to unforeseen circumstances or causes beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, or government actions.

19. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Email: help@ketoyg.com
Website: Ketoyg.com – Contact Us page

20. Acknowledgment

By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

These Terms and Conditions are effective as of the “Last Updated” date above and will remain in effect except with respect to any changes in their provisions in the future, which will be in effect immediately after being posted on this page.